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 Home | Programs to Improve Child Care Quality| T.E.A.C.H. Early Childhood ® Project - North Carolina | Health Insurance
Early Educators and ACA CONNECT
Child Playing

Thanks to a grant from the Kate B. Reynolds Charitable Trust, we have the Early Educators and ACA CONNECT project to help educate the early childhood community about health insurance and the Affordable Care Act.  We are Certified Application Counselors (CAC) and can help individuals learn about and apply for insurance through the Marketplace.

We are here to work with the early childhood workforce (directors, owners, teachers, family child care providers) as well as the families they serve. If you have questions or would like help with the application process, let us know.

MARCH 31, 2014

Visit to apply for insurance online today!

Contact us
Samirra Wise and Jill Arnold
Phone: 919-967-3272
Fax: 919-969-1933



Q Q: Am I required to have insurance?

Most people must secure health insurance by March 31, 2014 (the end of open enrollment) or be subject to a penalty. If your employer does not offer insurance, you should visit the Marketplace to apply for and select a health insurance policy. Penalties for this year are $95 per person, or 1% of your income, whichever is higher. These penalties will increase significantly next year!



Q Where do I go to apply?

The fastest way to apply is by going online to You will create an account, complete and submit an application and then select a plan. You can also call 1-800-318-2596 and complete the application over the phone (available 24 hours a day, 7 days a week). You can also complete a paper application and mail it in. Be aware – this process takes the longest and in order to avoid the penalty you must have this completed AND selected your policy by the March 31 deadline.



Q Will it be affordable?

The application process includes a section on household income. Based on this information as well as the size of your family, it may be determined that you are eligible for tax credits. Unlike other types of tax credits, you can choose to take this credit up front – this means lower monthly premiums! We’ve seen some credits allow for a monthly premium of under $100 per month!



Q What if I still can’t afford it?

If you complete an application and received your eligibility determination, and the policies offered are still too expensive (would cost more than 8% of your income) you can apply for a hardship waiver. This will prove to the government that you have attempted to get insurance and you won’t be subject to the penalty.


Attend an upcoming webinar!

Dates to be announced for webinars on various topics, including:

CONNECT: Understanding the Affordable Care Act and How it Impacts You
We will give an overview of the ACA, why having health insurance is so important and how to get tax credits and enroll for a policy on the Marketplace.  Intended audience: Anyone interested in learning about ACA and securing a policy on the Marketplace. Family providers, child care employees, child care directors, parents of the children you serve.

CONNECT: Sharing Information About the Affordable Care Act
We will give a basic overview of the ACA, why it's important to spread the word to providers in your area, how you can spread the word, and how the CONNECT project can help you. Intended audience: R&R personnel, Smart Start personnel, child care directors who want to help their staff.


Information available for download now

Fact Sheet for Early Childhood Employees
Fact Sheet for Early Childhood Employers
Fact Sheet for Early Childhood Employees – in Spanish
Fact Sheet for Early Childhood Employers – in Spanish
Frequently Asked Questions about the Affordable Care Act
TIPS for enrolling on the Marketplace

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